4 Reasons You Should Invest in Long-Term Care Insurance
Opting for long-term care insurance may seem like an unnecessary asset when you feel you are young enough (or in good enough health) to avoid it. However, protecting your future choices with a long-term care insurance plan brings many benefits that are well worth the investment. Here are the top four reasons you should consider long-term care insurance:
- Insurance gives you options. When the need for extra assistance does arise, long-term care insurance ensures greater freedom of choice and more access to care resources. You’ll be able to access care quickly, stay in your home longer, and avoid a nursing home or assisted living facility. Plus, having an in-home attendant means care that is more personalized to fit your specific needs.
- Your assets are protected. Investing in long-term care now allows you to remain in control of your personal savings and other assets, such as your children's inheritance. Without the insurance, long-term care can quickly become very costly.
- You can maintain independence. Since long-term care insurance gives you the option to stay in your home longer, you’ll remain as independent as you wish and avoid daily reliance on your children.
- You’ll maintain quality of life. Finally, long-term care insurance allows you to preserve your standard of living with access to high-quality caregiving, financial stability, and peace of mind for your loved ones.
We all have a loved one who could benefit from long-term care insurance. Talk to your family today and ask him/her to consider getting their plan started!
If you would like to learn more about in-home care--short or long term--please click here.
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